Company Bankruptcy Advice » Social Security Numbers http://www.companybankruptcyadvice.com Liquidation and Debt Specialists Fri, 03 Sep 2010 20:23:07 +0000 http://wordpress.org/?v=2.8.6 en hourly 1 Independent advice debt consolidation http://www.companybankruptcyadvice.com/198/independent-advice-debt-consolidation/ http://www.companybankruptcyadvice.com/198/independent-advice-debt-consolidation/#comments Mon, 21 Dec 2009 21:34:36 +0000 Company Bankruptsy Advice http://www.companybankruptcyadvice.com/198/independent-advice-debt-consolidation/ Independent advice is through a company that is not linked with a lender. In most cases the independent advice is going to come through a nonprofit organization or a place you have found online that offers , or an article about and some things you can do to help stay away from bankruptcy.

To find independent advice you can look in a variety of different places. You can call your lawyer, account, look for flyers around town, or go online. Online you will find many independent advice places that offer you . The idea behind independent advice is to provide the consumer with information that will give them better data to make a decision regarding the obtaining of a .

When you search for independent advice you need to be aware of the pitfalls that you may find. First not all independent advice businesses are going to offer the best advice. You will also find that there are running rampant on the internet. Your best weapon is going to be the research you can do. Keep in mind that with any independent advice you seek you should never allow for personal information such as or to be given out. The independent advice company will need to see your financial status to help you with advice. In other words it is best to look at a of the you have, other , and your income so that the independent advice analyst can make the most beneficial suggestions regarding your situation.

Keep in mind that some of the independent advice places will just allow you to ask a question. In a forum style the independent advice businesses that just allow for questions over seeing your actual financial data, may offer you more comfort. This way you keep all data personal and still get the answer to your question. In most cases a hypothetical situation should be outlined for the person giving the advice and then you can ask the question. Of course to you the situation doesn’t have to be hypothetical, but the advice analyst doesn’t need to know that. The idea is to get the information you need with sound advice.

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]]> http://www.companybankruptcyadvice.com/198/independent-advice-debt-consolidation/feed/ 0 3 Signs Of Debt Consolidators To Avoid – by L. Sampson http://www.companybankruptcyadvice.com/137/3-signs-of-debt-consolidators-to-avoid-by-l-sampson/ http://www.companybankruptcyadvice.com/137/3-signs-of-debt-consolidators-to-avoid-by-l-sampson/#comments Fri, 18 Dec 2009 08:09:50 +0000 Company Bankruptsy Advice http://www.companybankruptcyadvice.com/137/3-signs-of-debt-consolidators-to-avoid-by-l-sampson/ If you find yourself in debt and you are thinking about contacting a or a , there are a few things that you should know. First, not all debt consolidators are trustworthy. You will find that some consolidators are more concerned with taking your money than they are with helping you to manage your debt. Second, not all debt consolidators and are legitimate. They only use this front to steal identities. When shopping around, use the three signs shown below to determine which debt consolidators you should avoid.
Sign #1: Unusually Low Payment Quotes
To lure trusting customers, shady debt consolidators use one of the oldest tricks in the book: the bait and switch. The starts by quoting unusually low monthly payments. The quotes are so low, that it would seem ridiculous to choose another company. Unfortunately, once you have signed up for the program, the will end up saying that there was some sort of problem or miscalculation and the quote will no longer stand, leaving you with a high monthly payment. When shopping around, use quotes to compare consolidation fees, not monthly payments.
Sign #2: Large Upfront Fees and Deposits
Some debt consolidators request enormous fees or deposits that must be paid upfront. These fees are sometimes in the hundreds, or even thousands, of dollars. Some debt consolidators promise to return the money to you after you have completed the program. Unfortunately, that rarely ever happens. Beware of this common scam.
Sign #3: Personal Information Requests
You should be very wary of a who requests to see your personal information, such as , , etc., before providing you with a quote. They could be using this information to commit identity theft. The only thing a needs to provide an accurate quote is your ’s names, balances, and interest rates.
Visit Debt Sanity to view our Recommended Debt Consolidators online. Also, visit Debt Sanity for more information on finding the best Solution.

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